Resources for Trainers

RELEVANT RESEARCH ON FINANCE AND ECONOMIC ISSUES IN MASSACHUSETTS

Here in Massachusetts, there are a number of financial and economic issues that affect all of us. These links are meant to provide insight into some of the more relevant research that demonstrates the impact of these issues and the influence they have on the people and economy of Masachusetts.

Patterns of Small Business Lending in Greater Boston
Sponsored by the Massachusetts Community & Banking Council, this comprehensive report provides detailed statistics about small business lending in Greater Boston, such as number of loans, total dollars loaned, loan type, etc.

Homeownership and Mortgage Lending Reports
Sponsored by the Massachusetts Community & Banking Council, these reports, spanning from 2004 to 2007, examine various aspects of mortgage lending in Greater Boston and around the State. Topics include lending to traditionally underserved borrowers, high cost mortgage lending, the Soft Second loan product, the Massachusetts Fair Lending Task Force report, and more.

Federal Reserve Bank of Boston
The Federal Reserve Bank of Boston hosts a bevy of research on various economic issues such as mortgage practices, the health care system, financial literacy programs, economic indicators, and more.

Banking on Financial Education
This article, released by the FDIC in late 2007, discusses the impact of financial education, target markets that tend to need financial education the most, and a business case for financial education.

Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumers' Behavior and Confidence
This April 2007 report by the FDIC examines the impact of the Money Smart curriculum on the consumers who have participated.

Delivery Systems for Financial Education in Theory and Practice
This 2004 FDIC article examines financial education from the design stage through implementation, delivery and evaluation.